Collaborative Credit Solutions
We connect you with trusted providers for credit repair, debt settlement, budgeting, and more. We coach and guide you every step of the way, but never sell you services ourselves.
Who We Are
Collaborative Credit Solutions is committed to helping individuals find and enroll with the best financial service providers—without selling those services ourselves. We focus on coaching and educating you to make informed decisions for debt settlement, budgeting, credit repair, estate planning, and more.
Our mission is to guide you toward greater financial stability and peace of mind. We believe that knowledge is power, and we aim to empower every client with the resources they need to succeed.
Why Choose Us
We take an unbiased, client-first approach to financial solutions. Our priority is coaching you on reputable options and guiding you toward success, not selling services directly.
Expert Coaching
Our team has extensive experience in debt mediation, credit strategies, and personal finance. We provide professional insights to help you choose top-tier programs.
Tailored Plans
We understand everyone’s financial situation is unique. We develop a personalized roadmap so you can enroll with the right providers for your specific goals.
Ongoing Support
With monthly outreach and up to 20 sessions per month, our coaches remain by your side, ensuring you stay on track and adjust as your needs evolve.
Our Coaching Services
We specialize in guiding you through credit repair, debt settlement, debt mediation, hardship programs, consolidation loans, estate planning, and more—without pushing any specific product or service.
Debt Solutions
We coach you on comparing settlement, mediation, and consolidation options from various providers, helping you select the one that fits your debt profile.
Credit Repair
From disputing inaccuracies to building positive credit behavior, we guide you in choosing reputable repair agencies and developing long-term strategies.
Budget & Wealth Building
We provide coaching on budgeting, savings goals, and wealth-building principles, referring you to professionals for estate and long-term planning when needed.
Debt and Budgeting Tools
Analyze your finances with advanced calculators. Learn how payoff schedules, interest rates, and budgeting changes can influence your path to financial freedom.
Our calculators clarify debt payoff scenarios, budgeting, and savings goals, empowering you to select the external programs that best suit your situation.
Manage Debt Accounts
These accounts (balance, APR, minimum payment) are shared by the Cost of Debt, Fixed Payoff, Snowball, and Avalanche calculators.
| Account Name | Balance | APR (%) | Min Payment | Remove |
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Small Business Finance
We coach small business owners on effective cash flow management, payroll optimization, and strategic reinvestment. Our goal is to link you with specialized service providers for sustainable business growth.
Tax Efficiency and Wealth Transfer
Our advisory approach helps minimize tax burdens and ensure smooth wealth transfer. We can guide you to reputable legal and tax professionals for advanced estate or trust setups.
Pricing and Satisfaction
A single monthly rate of 199.95 for 24 to 48 months. We stand by a money-back policy if you are ever unsatisfied with our coaching.
Collaborative Coaching Plan
199.95 per month
24–48 months
- Personalized Debt & Credit Coaching
- Guidance on Enrollment with Trusted Providers
- Monthly Outreach & Support
- Up to 20 Sessions per Month
- Wealth & Estate Referrals
Perfect for those seeking long-term coaching on various financial matters.
Enroll NowSatisfaction Guarantee
If our coaching does not meet your expectations, we provide a money-back guarantee for peace of mind. We are dedicated to delivering genuine value in every interaction.
Our monthly communication and up to 20 sessions per month ensure you always have timely, professional support on your financial journey.
Frequently Asked Questions
Do you provide the services directly?
No. We coach you on enrolling with reputable providers but do not sell debt settlement, credit repair, or consolidation services ourselves.
How do the monthly sessions work?
You can schedule up to 20 sessions per month, and we reach out proactively to check your progress. This ensures consistent support and feedback.
Is there a refund if I am not satisfied?
Yes. Our money-back approach guarantees that if you believe our coaching does not meet your needs, you can request a refund.
Are the calculators free?
Absolutely. Our debt, budgeting, and savings calculators are offered at no extra cost to help you make smarter financial decisions.
How long is the coaching program?
Typically 24 to 48 months, but it can vary based on your goals and which external programs you enroll in.
Do you include estate planning?
We provide basic estate guidance and refer you to legal or tax professionals for formal services.
What if my credit is poor?
We coach you on improving credit, disputing inaccuracies, and joining reputable repair programs. We do not offer credit repair ourselves.
Is my personal data secure?
Yes. We adhere to industry-standard security and never share your data without consent, except where required by law.
Can I cancel anytime?
You can cancel at any time. If you have prepaid or are not satisfied, our money-back policy ensures flexibility.
How do I start?
Fill out our contact form or call us. We will schedule an initial consultation to understand your situation and propose a tailored coaching plan.
Client Experiences
Hear how our unbiased coaching and guidance helped real people tackle their financial challenges.
"CCS explained the snowball and avalanche methods clearly. I chose one and finally feel in control of my debt. Highly recommended!"
— Linda"Their monthly check-ins and credit repair tips have changed my life. I’m well on my way to rebuilding my credit score. Thanks, CCS!"
— Carlos"They never tried to sell me anything. They showed me multiple consolidation and settlement options, and I picked the best one for me!"
— MoniqueGet in Touch
Take the next step toward financial clarity and success. We’re here to guide you.
Office Information
Address: 1845 S Dobson Rd Ste 214, Mesa, AZ 85202
Email: [email protected]
Phone: 877-522-4611